This Privacy Policy created by Earn and Trade LLC will detail and cover the various interworking of Earn and Trade, and the data collection practices and general privacy practices by Earn and Trade.

As of 03/25/2022, Earn and Trade exclusively operates for residents and persons in the United States of America and its territories  All features from Earn and Trade, not referring to our advertisers or affiliates since they are separate entities, are operated in and controlled from various locations worldwide.

Earn and Trade is committed to prioritizing our user’s privacy; this section will detail how Earn and Trade collects user information, how Earn and Trade processes data collected, how Earn and Trade shares data, and the types of information we collect from our users.

Throughout the duration of this privacy policy, Earn and Trade will refer to the use of personal information; the personal information Earn and Trade collects on the Earn and Trade website refers to and consists of First and Last name, Email Address, Phone Number, Birthday, Zip Code, Gender. Earn and Trade mainly only collects personal information when voluntarily entered by users upon registration on the Earn and Trade website. 

Earn and Trade also elects to collect various non-personal data for necessary business functions. However, when non-personal data works in conjunction with personal data, Earn and Trade will utilize the non-personal data as personal data.

Earn and Trade operates a Traders Forum, publicly viewable profiles, searchable user directory, and activity feeds. Earn and Trade users, by their own free will/self-determination; users can choose to upload a first and last name, cover photo, profile photo, user description. While all wall posts, trader’s forum posts, earning history, trading history, and photos are publicly viewable. ANY information under the Traders Forum, publicly viewable profiles, searchable user directory, and activity feeds are not protected and publically accessible and publicly viewable; therefore, any information is posted or uploaded at your own risk; additionally, this information may be collected by third parties since Earn and Trade has no control over what third parties do on the website. If you do not agree with Earn and Trades publicly viewable data, you can decide to refrain from posting any content you as a user do not wish to be publicly viewable or choose to not create an account since this publicly viewable data is a critical component of Earn and Trades community functionality.

Earn and Trade, advertisers, and third parties may utilize cookies to collect data automatically. Earn and Trade uses cookies to allow user’s website preferences to remain constant on Earn and Trade, validate logins, collect time on the website, collects affiliate links clicked, collect current IP address, process data such as browsing behavior or unique IDs on this site to track clicked links and successfully assign points to users. 

Earn and Trade also reserves the right to place cookies without your consent; however, information collected from cookies is within compliance with state laws.

Earn and Trade relies on advertisers and affiliates on various affiliate networks to provide methods of “earning” points. Earn and Trade utilizes your personal information as well as other non-personal information for not only for your “earning” capability, but also for advertising, limited/special offers, mailing lists, and surveys. Our advertisers have their own privacy policies which Earn and Trade has no control over. Utilizing Earn and Trade’s website and services, you agree to the terms of this privacy policy. As a user, if you do not agree with Earn and Trade’s privacy policy or the data collected and shared, you can decide to not create an account or not to utilize the services of Earn and Trade since all of the information is required by users is eminent to our business practices.

Tracking 

The information Earn and Trade collects may be used to track our user’s activity. Users on Earn and Trade are tracked after clicking on buttons containing affiliate links on advertisements and transported to the corresponding website whereby the user’s free will/self-determination they can choose to interact or participate with the guidelines set by the advertiser on the affiliate network, which is displayed on Earn and Trade. The links are modified with Earn and Trade assigned Ids which is given to users on registration to determine the activity that is correlated to our Earn and Trade users, such as which links they clicked, which advertisers they interacted with, as well as what users traded their points for on the Earn and Trade website.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Third Parties

Earn and Trade’s business model is primarily conducted through affiliate links supplied by advertisers through various affiliate networks. Earn and Trade rewards users based on the terms given by Advertisers, Affiliates, and Third Parties, for example, sign-ups with perimeters defined by our advertisers or percentage back on shopping specific item categories as defined by our advertisers. Earn and Trade is not responsible for any of our third party, advertiser, the linked website, services, or affiliate you may connect with through Earn and Trade; therefore, we do not claim any actions, privacy policies, terms and conditions, payouts, or other practices or views linked to Earn and Trade.

Once users click a link that transports them to a third party, advertiser, linked website, services, or affiliate, they are now abiding by the privacy policy, terms and conditions, and all other rules and policies of the third party, advertiser, linked website, services, or affiliate, and Earn and Trade does not claim responsibility for their privacy policy, terms and conditions, and all other rules and policies.

Earn and Trade encourages all of our users before completing any commissionable action or visiting any website linked to Earn and Trade to read the privacy policy as well as the terms and conditions to any third party, advertiser, linked website, services, or affiliate.

Changes

You can choose to discontinue the use of the Service if you do not accept any modified version of this Privacy Policy. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting this Privacy Policy to check for any changes. 

Earn and Trade maintains our Privacy Policy regularly and when we update our products on the website we will make the proper changes to our Privacy Policy.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

Plugins Privacy Information

Learndash LMS

We collect information about you during the course purchase process (PayPal, Stripe, and/or 2Checkout), as well as information relating to your course progression and quiz performance.

What we collect and store

When you purchase from us, we’ll ask you to provide email address. We’ll use this information for purposes, such as, to: 

Send you information about your account and order

Create your account for our LMS

If you register a free account then we will store your email address.

We store information about you for as long as your account exists.

We store course progress, including completion status, quiz scores, assignments and/or essay submissions (if applicable).

We will also store comments on courses, lessons, topics, assignments, and essays if you choose to leave them.

Who on our team has access

Members of our team have access to the information you provide us. For example, both Administrators and Group Leaders can access:

Order information such as your enrolled courses, course progress and username / email address.

Any additional information added in your WordPress User Profile can also be visible to the administrator(s).

WooCommerce

We collect information about you during the checkout process on our store.

What we collect and store While you visit our site, we’ll track:

Products you’ve viewed: we’ll use this to, for example, show you products you’ve

recently viewed, Location, IP address, and browser type: we’ll use this for purposes like estimating taxes and shipping

Shipping address: we’ll ask you to enter this so we can, for instance, estimate shipping before you place an order, and send you the order! We’ll also use cookies to keep track of cart contents while you’re browsing our site.

When you purchase from us, we’ll ask you to provide information including your name, billing address, shipping address, email address, phone number, credit card/payment details and optional account information like username and password. We’ll use this information for purposes, such as, to:

Send you information about your account and order, Respond to your requests, including refunds and complaints. Process payments and prevent fraud, Set up your account for our store

Comply with any legal obligations we have, such as calculating taxes, Improve . our store offerings, Send you marketing messages, if you choose to receive them, If you create an account, we will store your name, address, email and phone number, which will be used to populate the checkout for future orders.

We generally store information about you for as long as we need the information for the purposes for which we collect and use it, and we are not legally required to continue to keep it. For example, we will store order information for XXX years for tax and accounting purposes. This includes your name, email address and billing and shipping addresses.

We will also store comments or reviews, if you choose to leave them.

Who on our team has access

Members of our team have access to the information you provide us. For example, both Administrators and Shop Managers can access:

Order information like what was purchased, when it was purchased and where it should be sent, and Customer information like your name, email address, and billing and shipping information. Our team members have access to this information to help fulfill orders, process refunds and support you.

What we share with others

We share information with third parties who help us provide our orders and store services to you; for example

Payments

We accept payments through PayPal. When processing payments, some of your data will be passed to PayPal, including information required to process or support the payment, such as the purchase total and billing information.

Please see the PayPal Privacy Policy for more details.

Really Simple SSL and Really Simple SSL add-ons do not process any personal identifiable information, so the GDPR does not apply to these plugins or usage of these plugins on your website. You can find our privacy policy here.

This website uses the Privacy Suite for WordPress by Complianz to collect and record Browser and Device-based Consent. For this functionality, your IP address is anonymized and stored in our database. This service does not process any personally identifiable information and does not share any data with the service provider. For more information, see the Complianz Privacy Statement.

Ultimate Member

What personal data we collect and why we collect it

Forms

Ultimate Member provides you with forms for user registration, login and profiles.

Via these forms you are collecting personal data from your users.

You should include in your privacy policy what personal data is captured when someone submits/fills in one of the forms, why you collect it and what you do with this data and how long you keep it.

How long we retain your data

Registered user information is retained in your website’s database indefinitely.

Data can be exported or removed upon users request via the existing WordPress data exporter or eraser.

If syncing data to a 3rd party service (e.g Mailchimp via our MailChimp extension), data is retained there until unsubscribed or deleted.

Where we send your data

Ultimate Member does not send any user data outside of your site by default.

If you have extended the functionality of the plugin (e.g sending registered user data to MailChimp via our MailChimp extension, this user info may be passed to these external services. These services may be located abroad and outwith the EU.