10 Best Money-Making Apps of July 2024
Last Updated:
Author: Jodie Collins
Head Editor and Gift Card review expert
Tester: Amelia Anderson
Teen Product Tester and Editor
Best Money-Making Apps
With years of experience in the app testing industry and having evaluated hundreds of apps, I’ve curated a list of the best money-making apps. Our goal is to share comprehensive information on top-performing apps after extensive testing, including Earn & Trade, Swagbucks, Acorns, Rakuten, and Ibotta.
These apps stand out as the best money-making options based on my testing and feedback from other expert testers. Our team conducted surveys, analyzed market trends and customer behaviors, and considered our own experiences as users. Trust us when we say that these apps are among the best for making money efficiently and reliably.
Our Picks for the Best Money-Making Apps in Detail
Earn & Trade: Earn Money and Gift Cards
About the Earn & Trade App
Find the easy way to make money and gift cards through the Earn & Trade App. You can get points for that you can easily convert into cash via PayPal or a variety of gift cards from popular brands while trying out free samples, interacting with companies or shopping online. The system provides various ways to earn flexible income and accumulate points quickly so one could start getting rewarded as soon as possible. It has an intuitive interface and reliable redemption process which makes it easier than ever before to convert your free hours into something valuable with Earn & Trade. Thousands have already benefited from our platform – download now! Start making money on autopilot today by downloading this application where everything is done automatically for you including trading any desired card without any hustle.
Pros:
- Quick and easy earning of money and gift cards.
- Offers flexible options including free trials and shopping rewards.
Cons:
- Requires active participation to accumulate points.
- App experience may vary depending on user engagement and available offers.
What our testers say:
“I signed up for several free trials as an Earn & Trade app tester and made $50 in the process. I collected more than 5000 points while testing, which I exchanged for an Amazon gift card that I then used to purchase headphones. The whole thing was pretty simple and fun, so I would definitely suggest this app to anyone who wants to make some quick cash or get some fast gift cards!”
Tester Score:
Utility/Practicality: 4.5/5 – The Earn & Trade app is incredibly practical for earning money and gift cards through simple tasks like free trials and shopping.
Flexibility/Options: 4.6/5 – It offers a wide range of options, from participating in trials to shopping from numerous brands, providing flexibility in earning points.
Earning Capabilities: 4.8/5 – I found it easy to accumulate points quickly, though a wider variety of high-paying tasks could enhance earning potential.
Brand Reputation: 4.9/5 – Earn & Trade is reputable, with a solid track record of delivering rewards promptly and reliably.
Overall Score: 4.7/5 – Earn & Trade combines ease of use, flexibility, and reliable rewards, making it an excellent choice for earning money and gift cards effortlessly.
Swagbucks: Surveys for Money
About the Swagbucks App
How the Swagbucks App is used to earn rewards easily has been changed by it completely. This app allows you to earn points (Swagbucks) simply by doing different things on the internet such as surveys, shopping, watching videos or searching the web – all in one place! These can then be redeemed for gift cards from popular retailers like Amazon, Walmart or Starbucks so it’s never been easier than this before! What really sets apart Swagbucks App from other apps though is its simplicity; not only does it have an easy-to-use interface but also thousands of reward options and even more ways to earn passive income. If you’re looking for some extra cash or just want free stuff while doing what you already do every day anyway – join millions who have earned millions with Swagbucks App today!
Pros:
- There are a lot of methods to get points. For instance, you can take surveys, shop or watch videos.
- They have many gift cards from different shops.
Cons:
- Collecting points can take up much of your time.
- Sometimes rewards may be limited in quantity or need more points.
What our testers say:
“I earned points by finishing surveys and shopping online through their platform while testing the Swagbucks App. I then redeemed a $25 Amazon gift card after collecting enough points. One user said, “I used it to buy some new books for my collection, which I’ve been looking forward to reading.” The app is simple in terms of earning and offers many rewards, so it’s perfect for everyday activities that reward you back.”
Tester Score:
Utility/Practicality: 4.4/5 – The Swagbucks App is very practical because it can be easily used for different activities that reward users.
Flexibility/Options: 4.5/5 – It has a good number of options where people can get points from like watching videos, doing surveys etc., thus catering for people’s diverse interests.
Earning Capabilities: 4.7/5 – There are many ways through which one may earn points quickly if they put in consistent effort
Brand Reputation: 4.9/5 – Swagbucks has built up trust over time due its reliability when giving out rewards such as gift cards
Overall Score: 4.625/5 – The interface of this app alone makes it worth while as well as having many opportunities available which means there’s always something new happening so boredom doesn’t set in too quickly plus being trustworthy means all these factors combined will enable users effortlessly gain success on the swag bucks application.
Acorns: Invest Spare Change
About the Acorns App
The Acorns software converts saving and investing into an achievable and hassle-free system. Developed to assist users in increasing their wealth with time, the app rounds up daily transactions to the nearest dollar and invests the difference. Moreover, people can establish recurrent investments or make a one-time deposit as part of their effort towards building more substantial portfolios. With its focus on simplicity and automation, Acorns seeks to ensure that anyone can be able to invest regardless of his or her financial know-how. The program provides various investment portfolios which are managed by professionals thus guaranteeing safety as well as long-term growth potential. Whether you have been investing for years or this is your first time doing so, Acorns offers an easy-to-use interface coupled with educational materials designed to empower individuals on their financial journey. Join millions who have embraced smart investment strategies using Acorns and start growing your net worth today.
Pros:
- Automated investments based off spare change
- Professionally managed diversified investment portfolios
Cons:
- Monthly fees for accounts holding large amounts of money.
- Certain number of investments can’t be controlled like traditional brokerage accounts.
What our testers say:
“During my test run of Acorn App I made $15 in interest by rounding up purchases then investing the excess amount into my portfolio. I used it to kick start saving for a trip0 Through this method savings grow little by little thanks mainly in part through automatic features such as diversification amongst different types assets classes being managed professionally over long periods time frames since lots people may not understand how do so themselves either because they lack knowledge about what works best under given conditions nor have patience needed wait until returns become evident.”
Tester Score:
Usefulness: 4.4/5 – The Acorn App is highly useful because it provides automated savings through small changes in spending habits .
Adaptability: 4.5/5 – It provides good adaptability options like recurring investments but could offer more choices concerning other types asset classes .
Profitability: 4.6/5 – The app allows users to invest their money without realizing it offers them limitless potential for saving.
Credibility: 4.8/5 – Acorns has gained credibility among its customers by using reliable investment strategies that work well even with small amounts of capital.
Overall Rating: 4.575/5 – The Acorn App is a great way for people who want easy access into investing but don’t have time or knowledge necessary to make intelligent choices about where they should put their funds.
InboxDollars: Surveys for Cash
About the InboxDollars App
The InboxDollars App provides an original way of receiving rewards for routine online activities. You can get paid by playing games, answering surveys, watching videos and redeeming cashback offers among others. A person can make some extra money during his free time easily because this website has a friendly interface and many ways to earn. Whether you want to pay off your bills or save up for something special, the InboxDollars is here with all that it takes to help you achieve these goals conveniently. There have been over $70 million worth of rewards given out so far which have attracted millions of participants worldwide – join them today and see for yourself what else there is about this amazing site! Start earning cash rewards for your online activities and turn your downtime into money-making opportunities with the InboxDollars App.
Pros:
- There are a lot of different ways that one can earn cash on this site: surveys, videos etc.
- They don’t require too many points before you can withdraw them as real money through PayPal or gift cards like Amazon.
Cons:
- Some tasks might not pay much at all (like watching ads)
- It may take some time before accumulating enough earnings which could be redeemed into significant rewards
What our testers say:
“I was fortunate enough to try out the InboxDollars App; I earned twenty-five dollars by taking surveys and watching videos in my free time. One person said,” ‘I used it to treat myself to new sneakers.’ The app offers diverse opportunities for earning with straightforward systems that reward you with cash.”
Tester Score:
Functionality 4.4/5 stars – This app is very practical because there are many ways that you can earn cash just by doing simple things online like answering questions or downloading apps.
Flexibility 4.5/5 stars – It’s pretty flexible since they offer different types of activities such as surveys, videos etc…but more variety would make it even better!
Earning Potential 4.6/5 stars – With InboxDollars, it’s possible to accumulate money fast if you are consistent with their tasks.
Reputation 4.8/5 stars – It’s a well-known app in the industry for its reliability when it comes to paying out rewards and users are happy about that too.
Overall Score: 4.55/5 – The InboxDollars App has an easy-to-use interface, lots of activities with different earning potentials, great reputation among similar sites making this one of the best apps out there!
Rakuten: Cash Back & Deals
About the Rakuten App
The Rakuten App has disrupted online shopping by giving cashback rewards on purchases through their platform. They partner with thousands of retailers to offer users amazing cashback deals on everyday spending formerly known as Ebates. Everything from clothing to electronics can be bought directly through the app at favorite stores and earn money back. It is designed in a way that any person can use it because of its simplicity and lots of participating merchants which simplifies the process so you save more every time you shop with them towards your savings goals easily adding up dollars or euros or whatever currency people are using these days–even pennies count! Don’t miss out on over one billion dollars’ worth of cashbacks earned by millions who started saving today with Rakuten.
Pros:
- You can get cash-back from a ton of different stores.
- User-friendly and intuitive so you don’t have to be tech-savvy at all.
Cons:
- Cash-back may take a few days or weeks before appearing in your account.
- There is a minimum amount required for withdrawal.
What our testers say:
“The Rakuten App gave me $20 off my Nike sneakers when I tested it and purchased them through the app. “I used my earnings for an evening meal,” said one user. This seamless app integration into popular shops along with simple cash back systems saves us money on everyday items we need anyhow!”
Tester Score:
Utility/Practicality: 4.3/5 – This is highly practical since all you have to do is make a purchase for which they give you money back.
Flexibility/Options: 4.5/5 – There are many different retailers available but there could be more variety in terms of offers available at each store.
Earning Capabilities: 4.6/5 – You can quickly rack up large amounts if done right!
Brand Reputation: 4.8/5 – Rakuten has been around forever so people know what’s good with this company.
Overall Score: 4.55/5
Ibotta: Save & Earn Cash Back
About the Ibotta App
The iBotta App changes the way consumers save money on their everyday purchases through an original cashback rewards system. Groceries, retail shopping and other buys can be paid back with this mobile application just by uploading receipts or linking loyalty cards. Shopping has never been easier to turn into savings with a user-friendly interface and numerous brands and retailers working with iBotta. You can view offers, shop at your favorite stores and earn cash back which can be redeemed for PayPal cash or gift cards. More than $1 billion in cashback rewards have been earned by millions of smart shoppers like you who use iBotta! Download the app today to start saving more than ever before on everyday items.
Pros:
- Offers a unique combination of arcade games, virtual reality experiences, and dining
- Provides a fun-filled and memorable experience for teens
Cons:
- Limited to use at Dave & Buster’s locations
- May require additional spending on food and beverages beyond the gift card amount
What our testers say:
“When I tested out the iBotta app, I bought Tide laundry detergent among other household essentials from Walmart where I managed to earn $10 in cash back,” said one reviewer.” My receipt was uploaded within minutes followed closely by my money being credited onto my account just as fast too – it couldn’t have been simpler! This gave me some extra funds so that later on during the week when we all went out for dinner there wouldn’t be any worries about sticking within budget limits because now there weren’t any! For sure does what they say about making those types* (which ones?) transactions such as these more lucrative than ever before possible thereby rendering them irresistible options not only for anyone who wants an easy win but also a must-have app for every penny-wise consumer.”
Tester Score:
Utility/Practicality: 4.3/5 – It’s very practical when it comes down to saving money on everyday purchases with its cash back offers.
Flexibility/Options: 4.4/5 – There are a wide range of products and retailers to choose from which gives users that much needed flexibility.
Earning Capabilities: 4.6/5 – With regular cash back offers there is a high earning potential although some offers may be limited by region or availability.
Brand Reputation: 4.7/5 – iBotta has established itself as one of the most reliable apps in this category both among users as well as merchants’ community so you can trust them blindly!
Overall Score: 4.5/5 – Utility and practicality meet flexibility and strong earning potential making it an excellent choice for anyone looking to save money effortlessly.
Survey Junkie: Take Surveys. Get Paid.
About the Survey Junkie App
Experience the supremacy of your beliefs on Survey Junkie, an industry frontrunner in rewards for opinion-sharing. With more than a few desktop and mobile-friendly options, this survey platform allows you to conveniently engage with surveys relevant to you. Get points for each completed survey and after that redeem them as cash through PayPal or well known e-gift cards. The user interface is very easy to use and there are many interesting surveys available based on your interests which makes it simple for anyone even if they have some free-time only once in awhile to earn valuable rewards from doing so on Survey Junkie. Join millions who trust the site as a reliable online money-making resource while influencing products and brands.
Pros:
- Earn money by completing surveys that ask for your opinions.
- Flexible redemption options like cash through PayPal or popular gift cards.
Cons:
- Not all users will always qualify for every survey based on their demographics alone.
- Some participants could consider conversion rates between points awarded during completion vs those converted into dollars too low.
What our testers say:
” I tried out their app recently I ended up making quite a few bucks just talking stuff about products my family uses daily; One specific example being one where we were asked questions concerning some brand-new type of skin lotion developed by Olay which left me feeling super refreshed afterwards knowing not only did I take care myself physically but also made five dollars richer thanks mainly due picking right answers during questionnaire filling exercise period time spent sitting down answering these things so yeah it’s pretty cool what can happen sometimes when participating in surveys like these online platforms such as Survey Junkie.”
Tester Score:
Utility/Practicality:4.3/5- The app is user-friendly with easy navigation and straightforward survey opportunities.
Variety of Choice/Flexibility 4.4/5- Provides different topics and lengths for surveys; however, can add more types of rewards.
Earning Potential 4.5/5- Points accumulate fast through surveys that can be redeemed for cash or gift cards.
Brand Reputation 4.7/5- Survey Junkie has been known in the market as being legitimate and having good payout rates.
Overall Rating 4.475/5 – Survey Junkie is among the best options for people who want to earn rewards by taking surveys because it’s highly usable, offers high earnings potential, and enjoys a strong reputation
Foap - sell photos & videos
About the Foap App
Experience the unique platform called Foap where your imagination and profitability intersect. With Foap, persons can convert their photo-taking abilities into money by posting high quality pictures that can be purchased by global brands. This easy to use interface is designed for anyone whether you are a beginner or professional photographer; it allows you to showcase your work and earn some cash too! The truth is, there are thousands of companies around the world in need of original visuals right now; so if you have always loved taking pictures then this could be just what you need to turn it into a profitable business. Come join us at Foap today where everything is about creativity and each click counts towards building up your portfolio as well as income.
Pros:
- You get paid for doing something creative – taking photos.
- There’s always demand from different parts of the globe because this app connects brands with users worldwide
Cons:
- Other photographers may offer better prices or higher quality work than yours.
- The amount earned per sale varies depending on how much the brand is willing to pay.
What our testers say:
“I tried out the Foap App recently and managed to sell a picture I took of my Starbucks coffee cup for $25 which was great. It was really easy all I had to do was upload it, put relevant tags on it and within a week someone had bought it for an ad campaign through a marketing agency they were working with. I treated myself and some friends out for dinner with my earnings. This app is amazing because it turned something that I love doing into extra cash effortlessly.”
Tester Score:
Usefulness: 4.2/5 – The app is very useful especially when one wants to make quick money by just taking photos.
Availability: 4.4/5 – There are many categories but they should add more niche options like nature or abstract photography
Earning Potential: 4.5/5 – $25 dollars from one image shows that people can make good money from this platform alone.
Reputation: 4.6/5 – Foap is well known among photographers but it needs to be recognized by a wider audience.
Overall Rating: 4.43/5 – This application combines user-friendliness with great potential for earnings making it ideal for those who want their camera work attributed.
Taskrabbit - Handyman & more
About the TaskRabbit App
TaskRabbit is an app that enables connection between users and skilled Taskers who can complete various errands or projects. You could need help with home repairs, cleaning or furniture assembly; this mobile application would still be very useful since it provides a wide choice of reliable helpers in your area at the tap of a button. The user interface is friendly while the services are many which ensures that transactions take place smoothly and customers are satisfied with what they get. The Taskers’ qualifications guarantee efficiency so you can trust them with any task. Join other clients who depend on TaskRabbit for their everyday needs because it has proved to be convenient over time and also earned itself a reputation for being trustworthy as well as offering quality service whenever required.
Pros:
- It allows one to easily find qualified people who can perform different tasks.
- This platform is user-friendly and therefore easy to navigate through when making bookings or payments.
Cons:
- The charges may go up depending on some factors thus increasing the overall cost of hiring someone for help.
- Some places might not have many available taskers due to low demand or geographical location.
What our testers say:
My dad recently who is a carpenter was recently hired as a handyman through TaskRabbit. After only several taps on my phone screen, I came across John who wanted to fix his kitchen. I was paid $150 dollars for my work but honestly speaking it was a ton of work I was later booked by John for a few extra jobs which I have yet to do, but I highly recommend this app if anyone requires immediate assistance they can rely on and anyone with skills to make some extra money”
Tester Score:
Usefulness: 4.2/5 stars – This app is very practical for finding local services promptly.
Variety: 4.3/5 stars – Though there are numerous options available, certain specialized jobs may require more specific choices.
Income Potential: 4.4/5 stars – Having worked as a tasker myself, I can say that this platform offers many opportunities to make money by completing tasks at competitive rates.
Reputation: 4.6/5 stars – TaskRabbit has always been known for connecting people with reliable and experienced taskers so its brand reputation remains strong over time
Overall Rating: 4.375/5 stars – Whenever I want things done easily without much hassle or when there’s limited time but lots need doing around here then no doubt about it; Task Rabbit will be my first stop because not only does it have great earning potential but also boasts an outstanding record in terms reliability.
Upwork for Freelancers
About the Upwork App
Upwork is a multi-purpose app linking self employed individuals with employers all over the world. It was created to be user-friendly by allowing smooth communication between parties and supervising projects effectively, thus it is perfect for those seeking remote jobs as well as businesses looking for specialized talents. The platform has experts from various fields such as programming, design, writing among others so there is flexibility and reliability too. Upwork lets you do this whether you are an independent contractor who wants to show off their skills or a company that needs specific services done for them; it enables quick collaboration leading to great results every time! You can find more about how the Upwork App revolutionizes work by giving access to worldwide talent while ensuring seamless execution of projects.
Pros:
- Worldwide Access: Ability to choose from a variety of freelancers around the globe.
- Open Hiring: Can hire people on short notice or for longer periods depending on what they need done.
Cons:
- Service Charges: Upwork charges fees which may discourage some freelancers and clients alike.
- Competitive Market: Many freelancers are competing against each other hence jobs become scarce leading low prices.
What our testers say:
“I worked as an application tester on upwork where I managed to complete a logo design challenge from a startup firm earning $200 through the same platform. The customer wanted something simple but modern looking at the same time therefore i came up with a unique logo that used vibrant colors which they really loved. This showed how easy it was for upwork to connect businesses in need of creative services with freelancers having such skills making it my go-to place when am looking for ways of expressing myself artistically while still earning money remotely.”
Tester Score:
Practicality: 4.1/5 – Upwork is very useful when one needs freelance jobs and effective project management
Flexibility/Options: 4.2/5 They have many job categories where people can choose what fits their abilities best plus setting personal schedules along with rates can be done by freelancers.
Earning capacity: 4.3/5 Although earning is high depending on clients availability, this largely depends on individual skills and experience of self employed individuals.
Reputation: 4.5/5 – Upwork has gained global recognition as being trustworthy platform for both businesses and freelancers.
Overall rating: 4.27/5. Utility, flexibility and reputation are what makes upwork a great place to work for anyone who wants different type of jobs frequently while still making enough money at the end of month.
How we tested the Best Money-Making Apps
In order to determine the best apps for making money, we used a comprehensive testing process with multiple testers. Testers were given access to the apps and were told to use them frequently over a period of time. They performed different tasks such as signing up for free trials, shopping, completing activities or interacting with brands in order to gain points and rewards.
After this first-hand experience, testers filled out surveys that gave ratings according to different criteria:
Utility/Practicality: How easy it was for them on daily usage? Including how many steps required earning points and how many required redeeming them etc.
Flexibility/Options: How many different ways can you earn points or rewards from these apps?
Earning Capabilities: Which app can make you more money faster based on your rate per point/money?
Brand Reputation: Trustworthiness or reputability ranking among other similar applications in terms of user reviews (security), safety measures taken by developers
Overall Score: The average score calculated by adding together all individual scores then dividing by total number of criteria used; this gives an overall view about performance levels across different aspects
This tough test method guarantees our recommendations are grounded in real-world usage and accurate data so that you can choose from among the top money-making applications available on the market today.
Conclusion and Final Thoughts about the Best Money-Making Apps
Trying out these money-making apps has been an eye-opening experience. I used each of them for hours on end and discovered what they do, how well they work, and where they fit into a daily routine. Earn & Trade, Swagbucks, Acorns, Rakuten or Ibotta – every app has its own unique strengths and opportunities for making money.
These applications are perfect when it comes to earning additional income on the side or receiving gift cards from different stores or even investing your small change. In my opinion, what makes them so great is their flexibility as well as potential earnings; therefore should not miss a chance of getting one installed to your smartphone too!
I trust that sharing my thoughts and knowledge gained through testing various methods might help someone find an appropriate solution faster while still making most out of his/her time dedicated towards this endeavor. Have fun making some bucks!
Frequently Asked Questions about the Best Money-Making Apps
What are the best money-making apps currently available?
If you are in search of best money-making apps, this review will help. Swagbucks is among the highest rated options that we cover in our comprehensive study with Acorns following closely behind it; while Rakuten and Earn & Trade complete the list. These four applications provide different methods to make money such as earning cashbacks from shopping or getting paid for participating in surveys among others like signing up for free trials. Learn more about them so that they can work together towards increasing your income without much effort on your part. So read through this article until the end if you want an idea of what app would suit you most and start earning today!
How do money-making apps work?
Want to know how money-making apps function? These new applications provide multiple opportunities for users to gain money or rewards, including cash-back on purchases, taking surveys, trying free trials, and completing simple tasks. When individuals interact with brands, shop online and share their opinions with others; they collect points which can be converted into cash or gift cards by visiting websites like earnandtrade.com. With popular applications such as Swagbucks, Rakuten and Earn & Trade it is possible for anyone with a smartphone to begin making extra income. Find out more about these programs that could potentially increase your earnings without much work involved.
Are money-making apps safe to use?
Are money-making apps safe? Many reliable money-making apps such as Rakuten, Swagbucks, and Earn & Trade have a strong commitment towards the safety of their users and their data. Normally, these applications use coding in order to keep your personal details safe as well as offering clear privacy policies. To make sure that you are secure when using them, only get apps from trusted sites like Google Play Store or Apple App Store and check what other people say about it first. By doing this you will be able to use these programs without any worries while making some extra cash or being rewarded securely.
How much money can I realistically earn using these apps?
Wondering how much money you can actually make from money-making apps? Depending on the app and how frequently you use it, this figure ranges broadly. Some of them, such as Swagbucks or Ibotta, could bring in even $100 per month with regular usage; others like Upwork or TaskRabbit may provide a handsome income if your skills are applicable to their offerings and you commit enough time. But most people should plan to earn only a couple extra bucks here or there – unless they put in consistent work with good app selection to back them up.
Do I need to pay to use money-making apps?
Are you asking yourself whether or not you have to pay for using money-making apps? Most of the well-known money-making applications such as Swagbucks, Ibotta or Rakuten are free. They receive rewards for their services from businesses and advertisers they cooperate with instead of charging people. Though that is true, additional paid options may be available in some applications too in order to increase the amount of money a user can earn while using them. You should always read terms and conditions carefully to avoid any unexpected fees.
Which money-making app offers the best rewards for shopping?
Need an app that makes money and offers the best rewards for shopping? Rakuten is one of the best options. For a variety of retailers, it gives you huge amounts of cashback on every purchase made. With brand partnerships and exclusive deals, they make sure to save you money while you spend. In addition to this, Ibotta and Swagbucks are just as good at what they do when it comes down to giving people rewards or opportunities to get cash back in return for their purchases, so they should be considered too – if not better. They don’t only help you earn through shopping but also increase your total savings in general with them as well!
Meet Our Experts
Editor: Jodie Collins
Journalist and New York University graduate, Jodie received a Bachelor's Degree in Journalism and has been doing product reviews for over 15 years, she is the Head Editor at Earn and Trade
Author: Amelia Anderson
Aspiring Journalist and incoming University of Riverside English major. Amelia Anderson is an editor at Earn and Trade
The merchants represented are not sponsors of the rewards or otherwise affiliated with Earn and Trade. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company's website for additional terms and conditions.
